A person who purchases a vehicle or brings a vehicle from another state is required to title the vehicle(s) within 15 days. If the owner of a motor vehicle does not reside in Kentucky, the vehicle shall be registered with the County Clerk of the county in which the motor vehicle is principally operated (KRS 186.020).
Currently, there are several types of Kentucky Titles that have been issued. The procedures followed are based on what type of title the seller was issued. Titles issued after February 2000 have the assignment portion and vehicle transaction record form combined on the back of the Certificate of Title. These titles would not require the VTR form # TC96-182 in order to transfer a vehicle.
Titles issued prior to February 2000 only have the assignment portion on back of the Certificate of Title and would require the VTR form # TC96-182 submitted along with the Title.
The following documents and information are required:
Property tax: The owner of a vehicle as of January 1st of each tax year is responsible for the tax for that year. If at the time of transfer, the property tax has not been paid, the seller will be responsible for the tax. To avoid delinquent tax, it is recommended that the seller pay taxes at the time of transfer. If not, the seller will be sent notification by the Kentucky Revenue Cabinet of the tax due. This does not relinquished responsibility to pay property tax timely.
A six percent (6%) motor vehicle usage tax is levied upon the "retail price" of vehicles transferred in Kentucky. On used vehicles, the usage tax is 6% of the current average retail as listed in the NADA Used Car Guide or 6% of total consideration paid. On used vehicles, total consideration paid is the total given less any trade-in allowance, if applicable. Trade- in allowance applies to used vehicles only and the vehicle being traded must be previously registered in Kentucky.
Usage Tax Exemptions are on the following types of Kentucky transfers:
- Charitable/Education Organization
- Corporation/Proprietorship (LLC) *
- Corporation/Subsidiary (LLC) *
- Court Order/Will *
- Dealer Registration
- Local Government
- Military Exempt *
- Name Change
- Repossession *
- State Government
- US Government
* Documentation must be provided
Kentucky Title Fee:
$2.00 (The title is mailed to the owner by the Kentucky Transportation Cabinet, Title Branch, Frankfort, KY 40601. Expect the title in about 4-6 weeks.)
Kentucky Speed Title:
$25.00 (A speed title is mailed to the owner the following business day by the Kentucky Transportation Cabinet, Title Branch, Frankfort, KY 40601.)
Yearly Renewal Registration Fee:
6% of "retail price" (See Usage Tax definition above)
Title Lien Statement recording fee: